About HEI Offers

How the matcher and grader work, where the numbers come from, and who runs the site.

What HEI Offers does

HEI Offers helps homeowners see which home equity investment providers could fit them before they apply, and check whether an offer they already have is priced fairly. It covers Point, Hometap, Unlock, Unison, Splitero, and CHEIFS.

Where the numbers come from

  • Provider terms come from each provider's published materials.
  • State availability comes from each provider's own list of states.
  • Costs are computed from each provider's published terms.
  • HELOC denial figures come from federal HMDA data.

Results are estimates from published terms. They are not offers, and a provider can decline or change terms after reviewing your home.

Who we are

Kevin
Jason
Mike

HEI Offers is run by Kevin, Jason, and Mike.

Contact

Questions or corrections: hello@heioffers.com. To have us look at your situation, use the help form.